This website is owned by Inshore Benefits (“Inshore Benefits”). Inshore Benefits is located in Westlake Village, California.
Use of Website: By using this Website, you represent that you are at least eighteen (18) years of age and are a resident of the United States. This Website is provided for your informational use only. The information within this website includes, but is not limited to, rates and benefits for products of companies represented by Inshore Benefits.
Client-specific information that is entered into and generated by this system, including online and/or printed proposals, is confidential and, with the exception of Inshore Benefits personnel and other parties authorized by Inshore Benefits, may only be accessed by the user from whom the information originated. If you have received a proposal in error, please contact Inshore Benefits at service@InshoreBenefits.com and either delete, destroy, or return the proposal to Inshore Benefits immediately.
Inshore Benefits may change or restrict your use of this Website and/or make changes to the products and services described on the Website at any time without notice. Use of this website is granted by permission only and may be revoked at any time without notice.
Lawful Purpose: By using this Website, you represent that you are using this website for a lawful purpose. Any use of this website and information generated by it that is in violation of any Federal, State or Local regulation (including insurance regulations) is prohibited.
Products/Services illustrated on Website: Nothing within this Website, nor the proposals or any other materials it generates, should be deemed a contract for coverage or a solicitation of an application for coverage. You may not be eligible for all of the insurance products or services described in this Website even if you received an insurance quotation from this website. The insurance quotations obtained by use of this site do not constitute an offer of insurance and are subject to the approval of the respective insurance providers. No contract for the provision of a policy of insurance is formed by the use of this Website. Inshore Benefits does not have the authority to bind and/or approve any application for coverage.
User Submissions: By submitting information or materials through this Website, you grant to Inshore Benefits an unrestricted, irrevocable, worldwide, royalty-free license to use and transmit such information and materials as described in this TOU (which incorporates the other policies posted on the Privacy section of the Website), including without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request.
You agree not to submit or transmit any e-mails or materials through the Website that (i) are defamatory, threatening, obscene or harassing, (ii) contain a virus, worm, Trojan horse or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party‘s permission or (iv) otherwise violate any applicable laws.
Inshore Benefits shall not be subject to any obligations of confidentiality regarding any information or materials that you submit except as specified in the TOU and the policies on the Privacy section of this Website, and as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed to or required by law.
Disclaimer of Warranties: This Website and any products of services available through the Website are provided to your on an “as is,” “as available” basis without warranties of any kind, either express or implied, including but not limited to any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, systems integration, accuracy, and non-infringement. Inshore Benefits, its direct and indirect parents and subsidiaries, each such entity’s employees, officers, directors, agents, and any other parties involved in creating, producing or distributing Inshore Benefits’ Website services (“the Inshore Benefits Parties”) make no representations or warranties that use of the Website materials will be uninterrupted or error-free. You are responsible for taking all necessary precautions to ensure that any materials you may obtain are free of viruses or any other harmful components.
The Inshore Benefits Parties make no warranties or representations related to the information contained on this Website and disclaim all liability for errors or omissions in the information presented. The Inshore Benefits Parties make no warranties or representations related to the accuracy of any of the information contained within this website. For a complete description of benefits, limitations, exclusions, and participation requirements, interested parties are strongly advised to contact the insurance company or issuer of coverage directly. Among other things, offers of coverage and determination of final rates and benefits all remain the exclusive authority of the insurer and/or issuer of the policy.
The Inshore Benefits Parties make no warranties or representations related to the accuracy of any medical provider information contained within this Website or any other websites that are linked to our Website. These medical provider lists may not be accurate, should not be relied on, and should not be the final say for determining which plan and/or provider network is the most suitable choice for someone. Medical providers should be contacted directly for confirmation of their participation within an insurance plan and/or network.
Certain assumptions may have been made in the development of our proposals, including, but not limited to, industry classification, dependent status, employee zip codes, and employer/employee premium contributions. The assumptions used, if any, in the development of our proposals may not be correct and may cause the final rates and benefits to differ from those in the proposals. For a variety of reasons, including miscommunication and/or date entry errors (including those made by Inshore Benefits personnel), rates and benefits generated by this Website may be inaccurate. These and other factors may also cause the final rates and benefits to differ from those included in a proposal.
Use of this website is deemed an acknowledgement by the user of his/her understanding and acceptance of the fact that responsibility for the accuracy of census information, rate calculations, and all other documents in the proposals rests solely with the user, regardless of who entered the data (including an employee of the Inshore Benefits Parties).
Disclaimer of Liability: Your use of this website is at your own risk. Under no circumstances, including negligence, shall Inshore Benefits, its direct and indirect parents and subsidiaries, each such entity’s employees, officers, directors, agents, and any other parties involved in creating, producing or distributing Inshore Benefits’ Website services (“the Inshore Benefits Parties”) be liable in contract, tort, negligence, strict liability, or otherwise, for any damages whatsoever, whether special, consequential, direct, indirect, incidental, punitive, or otherwise, that may be suffered by the user, even if the Inshore Benefits Parties have been advised, knew or should have known of the possibility of such damages, including but not limited to: (i) loss of data resulting from delays, non-deliveries, human error, technical malfunctions, failures, omission, interruption, deletion, or defect of any telephone network, computer online systems, computer equipment, server providers, or software; (ii) any injury or damage to user’s or any other person’s computer relating to or resulting from use of the website; (iii) inability to access storage Service(s); (iv) theft, tampering, destruction, or unauthorized access to, or alteration of content; (v) any incorrect or inaccurate information disseminated or provided; or, (vi) service interruptions by any cause or errors or omissions of the user.
Indemnification: You agree that you shall defend, indemnify, save, and hold Inshore Benefits, its direct and indirect parents and subsidiaries, each such entity’s employees, officers, directors, agents, and any other parties involved in creating, producing or distributing Inshore Benefits’ Website services (“the Inshore Benefits Parties”) harmless from any and all demands, lawsuits, charges, liabilities, losses, costs, and claims, including reasonable attorneys‘ fees, (“Liabilities”) asserted against the Inshore Benefits Parties that may arise or result from any service provided or performed or agreed to be performed or any product sold by you or your employees, clients, or assigns. You agree to defend, indemnify, and hold harmless the Inshore Benefits Parties against any and all Liabilities, including but not limited to those arising out of: (i) any actual or alleged breach of this TOU, or any related or subsequent agreements, by you, your affiliates and subsidiaries, their respective employees, or anyone authorized to act on your behalf; (ii) any negligence or willful misconduct by you or your affiliates or subsidiaries, or the respective employees or agents of such entities, or anyone else authorized to act on your behalf; (iii) any injury to person or property caused by any products sold or otherwise distributed in connection with the Inshore Benefits Parties or services provided by the Inshore Benefits Parties; (iv) any material supplied by you infringing or allegedly infringing on the proprietary rights of a third party; (v) copyright infringement; (vi) any claim or allegation that your services or products violate any law, ordinance, rule, statute, or regulation of any jurisdiction; (vii) any claims from your employees, agents, independent contractors, sub-contractors, and/or suppliers with respect to any lien for nonpayment of services or materials; and (viii) any defective product which you sold while using Inshore Benefits.
Copyright: This Website is protected by U.S. copyright laws. Except as expressly provided under this TOU, you may not use, reproduce, modify, transmit, distribute, or publicly display this Website without the prior written consent of Inshore Benefits.
Contacting Inshore Benefits: If you have Website questions, comments, or concerns, please email service@InshoreBenefits.com. Please include details of your questions, comments, or concerns, including your complete name and contact information.
Severability: Should any provision of the TOU or any policies posted on the Privacy section of the Website be held invalid, unlawful, or for any reason unenforceable, then that respective provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.
Dispute Resolution: Any controversy or claim arising out of or relating to the TOU or the Website shall be settled by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be conducted in Orange County, California, and judgment on the arbitration award may be entered in any court having jurisdiction thereof.