Voluntary Dental
Voluntary dental is one of the most-asked-for benefits and one of the easiest to add to any group. It’s employee-paid through payroll deduction, it doesn’t pull from the employer’s budget, and a case can start with just one enrolled employee. Inshore Benefits gives brokers access to voluntary dental plans from a roster of well-known carriers, all under one appointment and backed by Warner Pacific.
A benefit your clients’ employees will actually use
Dental is one of the highest-utilization benefits in any group package. Routine cleanings and preventive care catch problems before they get expensive, and most employees use the benefit every year. Voluntary makes it simple to offer dental without touching the employer’s premium contribution. Layer it onto an existing medical sale, or build a voluntary-only program for a group that isn’t ready for employer-paid coverage.
Our voluntary dental carrier lineup
Inshore offers voluntary dental through four well-known carriers, each with distinct plan designs and network strengths. You can mix and match based on your client’s geography, budget, and what their employees ask for most. Plan availability and rates vary by state; we’ll confirm what’s available for your group at quote time.
- Ameritas Dental. Affordable voluntary dental for groups of any size. Start a case with just one employee enrolling, and no limitations on the dental provider your employees choose.
- Delta Dental PPO. Access to the nation’s largest dentist network with approximately 157,000 participating providers, covering more than 80 million Americans. Available with multiple deductible and annual maximum options.
- DeltaCare HMO. A managed-care option from Delta that keeps costs predictable and encourages regular preventive care.
- Guardian Dental. Plans built around the connection between dental health and overall health, with strong preventive coverage that helps members avoid bigger procedures later.
Voluntary dental is a quick win
Dental is one of the easiest adds in any group conversation. Inshore Benefits supports its appointed producers with attractive commissions and incentive programs.
Why Inshore Benefits
Brokers choose Inshore for voluntary dental because we make it simple to quote and place across multiple carriers, including the small groups that often get told no. You can layer voluntary dental onto any existing group, place a single-employee voluntary case, and lean on a team that knows ancillary inside out. Inshore is powered by Warner Pacific and is part of North Ranch Benefits Trust, so the operations behind your cases are rock solid.
- Just one employee needed. Voluntary cases can start with a single enrollee, so even the smallest groups are in play.
- Multi-carrier lineup. Quote Ameritas, Delta Dental, Guardian, and Humana from one place.
- Bundle-ready. Pair voluntary dental with vision, life, and specialty plans through the same Inshore appointment.
- Producer materials on demand. Benefit summaries, EOCs, rate sheets, and enrollment forms ready to download.
- Competitive commissions and incentives. We reward producers for both new business and persistency.
