Individual
Not every client has employer-sponsored coverage. Self-employed professionals, contractors, retirees, gig workers, and families between jobs all need dental and vision options of their own. Inshore Benefits gives brokers a clean, simple individual lineup from carriers your clients already know, all under one appointment and backed by Warner Pacific.
An easy add for the clients who fall outside group
Individual ancillary fills a gap a lot of producers run into year-round. The client who just lost group coverage. The freelancer who needs benefits without a W-2. The retiree who wants to keep seeing the same dentist. Inshore makes it simple to write those cases on the side of the bigger work you’re already doing, and the carriers we offer are names your clients already trust.
Our individual carrier lineup
Inshore offers individual dental and vision plans through two well-known carriers. You can quote one or both, depending on what your client needs. Plan availability and rates vary by state; we’ll confirm what’s available for a given individual or family at quote time.
- Guardian Dental. Individual and family dental coverage built around the link between dental health and overall health. Strong preventive coverage that helps members avoid bigger procedures down the line.
- Vision Service Plan (VSP). Individual vision coverage from the only national not-for-profit vision carrier. Strong exam and eyewear benefits with low out-of-pocket costs at in-network providers nationwide.
Round out your book with individual
Individual ancillary is a fast, simple sale for the clients in your network who don’t have group coverage. Inshore Benefits supports its appointed producers with attractive commissions and incentive programs.
Why Inshore Benefits
Brokers choose Inshore for individual because the workflow is simple. You quote dental and vision through one source, you serve the off-cycle cases that don’t fit a group conversation, and you lean on a team that knows ancillary inside out. Inshore is powered by Warner Pacific and is part of North Ranch Benefits Trust, so the operations behind your individual cases are as solid as the group side.
- Two trusted carriers. Quote Guardian Dental and VSP individual without managing separate appointments.
- Year-round opportunities. Individual cases don’t follow a renewal calendar, which means steady production outside open enrollment.
- Bundle-ready. Pair individual dental and vision with your group book through the same Inshore appointment.
- Producer materials on demand. Benefit summaries, rate sheets, and enrollment forms ready to download.
- Competitive commissions and incentives.
